/* ============================================================
   IronVault Banking — Global Stylesheet v2.0
   Teal/Dark theme | Mobile-first responsive
   ============================================================ */

:root {
  --primary:       #0a7c8c;
  --primary-dark:  #065f6e;
  --primary-light: #0d9bae;
  --primary-bg:    #e8f6f8;
  --accent:        #f0a500;
  --accent-dark:   #d4920a;
  --success:       #22c55e;
  --success-bg:    #dcfce7;
  --danger:        #ef4444;
  --danger-bg:     #fee2e2;
  --warning:       #f59e0b;
  --warning-bg:    #fef3c7;
  --info:          #3b82f6;
  --info-bg:       #dbeafe;
  --dark:          #0d2137;
  --dark2:         #1a3349;
  --text:          #1e293b;
  --text-muted:    #64748b;
  --text-light:    #94a3b8;
  --border:        #e2e8f0;
  --border-dark:   #cbd5e1;
  --bg:            #f0f4f8;
  --bg-card:       #ffffff;
  --bg-sidebar:    #0d2137;
  --radius:        14px;
  --radius-sm:     8px;
  --radius-lg:     20px;
  --shadow:        0 4px 20px rgba(10,124,140,.08);
  --shadow-md:     0 8px 30px rgba(10,124,140,.12);
  --shadow-lg:     0 16px 48px rgba(10,124,140,.16);
  --transition:    all .25s ease;
  --font:          'Inter', system-ui, -apple-system, sans-serif;
  --sidebar-w:     260px;
  --header-h:      70px;
}

/* Dark mode */
[data-theme="dark"] {
  --bg:         #0d1b2a;
  --bg-card:    #1a2d42;
  --text:       #e2e8f0;
  --text-muted: #94a3b8;
  --border:     #2d3f52;
  --border-dark:#3a506b;
  --shadow:     0 4px 20px rgba(0,0,0,.3);
}

/* ── Reset ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--primary);text-decoration:none;transition:var(--transition)}
a:hover{color:var(--primary-dark)}
img{max-width:100%;display:block}
input,select,textarea,button{font-family:var(--font)}
ul{list-style:none}

/* ── Typography ── */
h1{font-size:clamp(1.6rem,4vw,2.2rem);font-weight:700;line-height:1.2}
h2{font-size:clamp(1.3rem,3vw,1.7rem);font-weight:600;line-height:1.3}
h3{font-size:clamp(1.1rem,2.5vw,1.3rem);font-weight:600}
h4{font-size:1rem;font-weight:600}
p{color:var(--text-muted)}
small{font-size:.8rem}

/* ── Layout ── */
.layout{display:flex;min-height:100vh}
.sidebar{width:var(--sidebar-w);background:var(--bg-sidebar);position:fixed;top:0;left:0;height:100vh;display:flex;flex-direction:column;z-index:1000;transition:transform .3s ease;overflow-y:auto;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.1) transparent}
.sidebar::-webkit-scrollbar{width:4px}
.sidebar::-webkit-scrollbar-thumb{background:rgba(255,255,255,.1);border-radius:2px}
.main-content{margin-left:var(--sidebar-w);flex:1;display:flex;flex-direction:column;min-height:100vh;transition:margin .3s ease}
.page-content{padding:24px;flex:1}

/* ── Sidebar Brand ── */
.sidebar-brand{padding:24px 20px;border-bottom:1px solid rgba(255,255,255,.06);display:flex;align-items:center;gap:12px}
.sidebar-brand .brand-icon{width:42px;height:42px;background:linear-gradient(135deg,var(--primary-light),var(--primary));border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sidebar-brand .brand-icon svg{width:22px;height:22px;color:#fff}
.sidebar-brand .brand-name{color:#fff;font-size:1.1rem;font-weight:700;line-height:1}
.sidebar-brand .brand-sub{color:rgba(255,255,255,.5);font-size:.7rem;margin-top:2px}

/* ── Sidebar User ── */
.sidebar-user{padding:16px 20px;display:flex;align-items:center;gap:12px;border-bottom:1px solid rgba(255,255,255,.06)}
.sidebar-user img{width:40px;height:40px;border-radius:50%;object-fit:cover;border:2px solid var(--primary-light)}
.sidebar-user .user-name{color:#fff;font-size:.85rem;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:140px}
.sidebar-user .user-tier{font-size:.68rem;color:var(--accent);text-transform:uppercase;letter-spacing:.05em}

/* ── Sidebar Nav ── */
.sidebar-nav{flex:1;padding:16px 0}
.nav-section-title{padding:8px 20px 4px;font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.3)}
.nav-item{display:flex;align-items:center;gap:12px;padding:11px 20px;color:rgba(255,255,255,.65);font-size:.875rem;font-weight:500;transition:var(--transition);position:relative;cursor:pointer;border-left:3px solid transparent}
.nav-item:hover{color:#fff;background:rgba(255,255,255,.06)}
.nav-item.active{color:#fff;background:rgba(10,124,140,.3);border-left-color:var(--primary-light)}
.nav-item .nav-icon{width:20px;height:20px;flex-shrink:0;opacity:.8}
.nav-item.active .nav-icon{opacity:1}
.nav-badge{margin-left:auto;background:var(--danger);color:#fff;font-size:.65rem;font-weight:700;padding:2px 7px;border-radius:20px;min-width:20px;text-align:center}

/* ── Sidebar Footer ── */
.sidebar-footer{padding:16px 20px;border-top:1px solid rgba(255,255,255,.06)}
.sidebar-footer a{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.5);font-size:.85rem;padding:8px 0;transition:var(--transition)}
.sidebar-footer a:hover{color:#fff}
.sidebar-footer svg{width:18px;height:18px}

/* ── Top Header ── */
.top-header{height:var(--header-h);background:var(--bg-card);border-bottom:1px solid var(--border);display:flex;align-items:center;padding:0 24px;position:sticky;top:0;z-index:100;gap:16px;box-shadow:0 2px 8px rgba(0,0,0,.04)}
.header-left{flex:1;display:flex;align-items:center;gap:12px}
.header-title{font-size:1rem;font-weight:600;color:var(--text)}
.header-subtitle{font-size:.78rem;color:var(--text-muted)}
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:6px;color:var(--text)}
.hamburger svg{width:22px;height:22px}
.header-right{display:flex;align-items:center;gap:8px}
.header-btn{width:40px;height:40px;border-radius:10px;background:var(--bg);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--text-muted);transition:var(--transition);position:relative}
.header-btn:hover{background:var(--primary-bg);color:var(--primary);border-color:var(--primary)}
.header-btn svg{width:18px;height:18px}
.notif-badge{position:absolute;top:-4px;right:-4px;width:18px;height:18px;background:var(--danger);color:#fff;border-radius:50%;font-size:.65rem;font-weight:700;display:flex;align-items:center;justify-content:center;border:2px solid var(--bg-card)}
.header-avatar{width:38px;height:38px;border-radius:50%;object-fit:cover;border:2px solid var(--primary);cursor:pointer}

/* ── Cards ── */
.card{background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);padding:24px;box-shadow:var(--shadow)}
.card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.card-title{font-size:1rem;font-weight:600;color:var(--text)}
.card-link{font-size:.8rem;color:var(--primary);font-weight:500}
.card-sm{padding:16px}
.card-lg{padding:32px}

/* ── Balance Card ── */
.balance-card{background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 60%,var(--primary-light) 100%);border-radius:var(--radius-lg);padding:28px;color:#fff;position:relative;overflow:hidden}
.balance-card::before{content:'';position:absolute;top:-40px;right:-40px;width:180px;height:180px;background:rgba(255,255,255,.06);border-radius:50%}
.balance-card::after{content:'';position:absolute;bottom:-60px;right:60px;width:140px;height:140px;background:rgba(255,255,255,.04);border-radius:50%}
.balance-card .card-type{font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;opacity:.7;margin-bottom:4px}
.balance-card .card-name{font-size:1rem;font-weight:600;margin-bottom:20px}
.balance-card .balance-label{font-size:.75rem;opacity:.7;margin-bottom:6px}
.balance-card .balance-amount{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:700;letter-spacing:-.02em}
.balance-card .card-number{font-size:.85rem;letter-spacing:.15em;opacity:.8;margin-top:20px}
.balance-card .card-dots{display:flex;align-items:center;gap:4px}
.balance-card .card-dots span{width:6px;height:6px;background:rgba(255,255,255,.6);border-radius:50%}
.balance-card .balance-toggle{background:none;border:none;color:rgba(255,255,255,.7);cursor:pointer;padding:4px;vertical-align:middle}
.balance-card .balance-toggle svg{width:18px;height:18px}

/* ── Stats Grid ── */
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.stat-card{background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);padding:20px;display:flex;align-items:center;gap:16px}
.stat-icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.stat-icon svg{width:22px;height:22px}
.stat-icon.primary{background:var(--primary-bg);color:var(--primary)}
.stat-icon.success{background:var(--success-bg);color:var(--success)}
.stat-icon.danger{background:var(--danger-bg);color:var(--danger)}
.stat-icon.warning{background:var(--warning-bg);color:var(--warning)}
.stat-icon.info{background:var(--info-bg);color:var(--info)}
.stat-value{font-size:1.3rem;font-weight:700;color:var(--text);line-height:1}
.stat-label{font-size:.78rem;color:var(--text-muted);margin-top:4px}
.stat-change{font-size:.72rem;font-weight:600;margin-top:4px}
.stat-change.up{color:var(--success)}
.stat-change.down{color:var(--danger)}

/* ── Quick Actions ── */
.quick-actions{display:flex;gap:12px;flex-wrap:wrap}
.quick-btn{display:flex;flex-direction:column;align-items:center;gap:8px;background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);padding:16px 12px;cursor:pointer;transition:var(--transition);flex:1;min-width:80px;text-align:center}
.quick-btn:hover{border-color:var(--primary);background:var(--primary-bg);transform:translateY(-2px);box-shadow:var(--shadow)}
.quick-btn .qb-icon{width:44px;height:44px;border-radius:12px;background:var(--primary-bg);display:flex;align-items:center;justify-content:center;color:var(--primary);transition:var(--transition)}
.quick-btn:hover .qb-icon{background:var(--primary);color:#fff}
.quick-btn .qb-icon svg{width:20px;height:20px}
.quick-btn .qb-label{font-size:.72rem;font-weight:600;color:var(--text-muted);white-space:nowrap}

/* ── Transaction List ── */
.txn-list{display:flex;flex-direction:column;gap:0}
.txn-item{display:flex;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid var(--border);transition:var(--transition)}
.txn-item:last-child{border-bottom:none}
.txn-item:hover{background:var(--bg);margin:0 -24px;padding:14px 24px}
.txn-icon{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.txn-icon.credit{background:var(--success-bg);color:var(--success)}
.txn-icon.debit{background:var(--danger-bg);color:var(--danger)}
.txn-icon svg{width:20px;height:20px}
.txn-info{flex:1;min-width:0}
.txn-name{font-size:.88rem;font-weight:600;color:var(--text);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.txn-desc{font-size:.75rem;color:var(--text-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.txn-right{text-align:right;flex-shrink:0}
.txn-amount{font-size:.92rem;font-weight:700}
.txn-amount.credit{color:var(--success)}
.txn-amount.debit{color:var(--danger)}
.txn-date{font-size:.72rem;color:var(--text-muted);margin-top:2px}

/* ── Badges ── */
.badge{display:inline-flex;align-items:center;gap:4px;padding:3px 10px;border-radius:20px;font-size:.7rem;font-weight:600;text-transform:uppercase;letter-spacing:.03em}
.badge-success{background:var(--success-bg);color:#15803d}
.badge-danger{background:var(--danger-bg);color:#b91c1c}
.badge-warning{background:var(--warning-bg);color:#92400e}
.badge-info{background:var(--info-bg);color:#1d4ed8}
.badge-primary{background:var(--primary-bg);color:var(--primary-dark)}
.badge-muted{background:var(--bg);color:var(--text-muted)}

/* ── Forms ── */
.form-group{margin-bottom:20px}
.form-label{display:block;font-size:.82rem;font-weight:600;color:var(--text);margin-bottom:6px}
.form-label .required{color:var(--danger);margin-left:2px}
.form-control{width:100%;padding:11px 14px;border:1.5px solid var(--border);border-radius:var(--radius-sm);background:var(--bg-card);color:var(--text);font-size:.9rem;transition:var(--transition);outline:none}
.form-control:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(10,124,140,.1)}
.form-control::placeholder{color:var(--text-light)}
.form-control.is-invalid{border-color:var(--danger)}
.form-control.is-valid{border-color:var(--success)}
.input-group{position:relative;display:flex;align-items:center}
.input-group .form-control{padding-left:44px}
.input-group .input-icon{position:absolute;left:14px;color:var(--text-muted)}
.input-group .input-icon svg{width:18px;height:18px}
.input-group .input-addon{position:absolute;right:14px;color:var(--text-muted);cursor:pointer}
.input-group .input-addon svg{width:18px;height:18px}
.form-select{appearance:none;background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3e%3cpath fill='none' stroke='%2364748b' stroke-width='2' d='M2 5l6 6 6-6'/%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right 12px center;background-size:12px;padding-right:36px}
.form-text{font-size:.75rem;color:var(--text-muted);margin-top:4px}
.form-error{font-size:.75rem;color:var(--danger);margin-top:4px;display:flex;align-items:center;gap:4px}
.form-check{display:flex;align-items:center;gap:8px;cursor:pointer}
.form-check input[type=checkbox]{width:18px;height:18px;accent-color:var(--primary);cursor:pointer}
.form-check label{font-size:.85rem;color:var(--text-muted);cursor:pointer}

/* ── Buttons ── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 22px;border-radius:var(--radius-sm);font-size:.88rem;font-weight:600;border:none;cursor:pointer;transition:var(--transition);white-space:nowrap;text-decoration:none;line-height:1.4}
.btn svg{width:16px;height:16px;flex-shrink:0}
.btn-primary{background:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-dark);color:#fff;transform:translateY(-1px);box-shadow:0 4px 15px rgba(10,124,140,.3)}
.btn-primary-outline{background:transparent;color:var(--primary);border:1.5px solid var(--primary)}
.btn-primary-outline:hover{background:var(--primary-bg)}
.btn-success{background:var(--success);color:#fff}
.btn-success:hover{background:#16a34a;color:#fff}
.btn-danger{background:var(--danger);color:#fff}
.btn-danger:hover{background:#dc2626;color:#fff}
.btn-warning{background:var(--warning);color:#fff}
.btn-warning:hover{background:#d97706;color:#fff}
.btn-secondary{background:var(--bg);color:var(--text);border:1.5px solid var(--border)}
.btn-secondary:hover{background:var(--border);border-color:var(--border-dark)}
.btn-dark{background:var(--dark);color:#fff}
.btn-dark:hover{background:var(--dark2);color:#fff}
.btn-lg{padding:13px 28px;font-size:.95rem;border-radius:10px}
.btn-sm{padding:6px 14px;font-size:.78rem}
.btn-xs{padding:4px 10px;font-size:.72rem}
.btn-block{width:100%}
.btn:disabled,.btn.disabled{opacity:.6;cursor:not-allowed;transform:none!important}
.btn-icon{width:36px;height:36px;padding:0;border-radius:8px}
.btn-icon-sm{width:30px;height:30px;padding:0;border-radius:6px}

/* ── Tables ── */
.table-wrapper{overflow-x:auto;-webkit-overflow-scrolling:touch}
.table{width:100%;border-collapse:collapse;font-size:.875rem}
.table th{padding:12px 16px;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--text-muted);background:var(--bg);border-bottom:2px solid var(--border);white-space:nowrap}
.table td{padding:14px 16px;border-bottom:1px solid var(--border);color:var(--text);vertical-align:middle}
.table tbody tr:hover{background:var(--bg)}
.table tbody tr:last-child td{border-bottom:none}

/* ── Modals ── */
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:2000;align-items:flex-end;justify-content:center;backdrop-filter:blur(3px)}
.modal-overlay.active{display:flex}
@media(min-width:600px){.modal-overlay{align-items:center}}
.modal{background:var(--bg-card);border-radius:var(--radius-lg) var(--radius-lg) 0 0;width:100%;max-width:540px;max-height:92vh;overflow-y:auto;animation:slideUp .3s ease}
@media(min-width:600px){.modal{border-radius:var(--radius-lg);animation:fadeScaleIn .25s ease}}
@keyframes slideUp{from{transform:translateY(100%)}to{transform:translateY(0)}}
@keyframes fadeScaleIn{from{opacity:0;transform:scale(.95)}to{opacity:1;transform:scale(1)}}
.modal-header{padding:20px 24px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;background:var(--bg-card);z-index:1}
.modal-title{font-size:1rem;font-weight:700;color:var(--text)}
.modal-close{width:32px;height:32px;border-radius:50%;background:var(--bg);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--text-muted);transition:var(--transition)}
.modal-close:hover{background:var(--danger-bg);color:var(--danger)}
.modal-close svg{width:16px;height:16px}
.modal-body{padding:24px}
.modal-footer{padding:16px 24px;border-top:1px solid var(--border);display:flex;gap:12px;justify-content:flex-end}

/* ── Alerts ── */
.alert{padding:14px 16px;border-radius:var(--radius-sm);font-size:.875rem;display:flex;align-items:flex-start;gap:10px;margin-bottom:16px;border:1px solid transparent}
.alert svg{width:18px;height:18px;flex-shrink:0;margin-top:1px}
.alert-success{background:var(--success-bg);color:#15803d;border-color:#bbf7d0}
.alert-danger{background:var(--danger-bg);color:#b91c1c;border-color:#fecaca}
.alert-warning{background:var(--warning-bg);color:#92400e;border-color:#fde68a}
.alert-info{background:var(--info-bg);color:#1d4ed8;border-color:#bfdbfe}

/* ── Progress ── */
.progress{height:8px;background:var(--bg);border-radius:4px;overflow:hidden}
.progress-bar{height:100%;background:linear-gradient(90deg,var(--primary),var(--primary-light));border-radius:4px;transition:width .5s ease}
.progress-bar.success{background:linear-gradient(90deg,var(--success),#4ade80)}
.progress-bar.warning{background:linear-gradient(90deg,var(--warning),#fbbf24)}
.progress-bar.danger{background:linear-gradient(90deg,var(--danger),#f87171)}

/* ── Tabs ── */
.tabs{display:flex;gap:4px;background:var(--bg);border-radius:10px;padding:4px}
.tab-btn{flex:1;padding:8px 12px;border:none;background:none;border-radius:8px;font-size:.82rem;font-weight:500;color:var(--text-muted);cursor:pointer;transition:var(--transition);text-align:center;white-space:nowrap}
.tab-btn.active{background:var(--bg-card);color:var(--primary);font-weight:700;box-shadow:0 2px 8px rgba(0,0,0,.08)}
.tab-content{display:none}
.tab-content.active{display:block}

/* ── PIN Pad ── */
.pin-display{display:flex;gap:12px;justify-content:center;margin-bottom:24px}
.pin-dot{width:14px;height:14px;border-radius:50%;background:var(--border);transition:var(--transition)}
.pin-dot.filled{background:var(--primary)}
.pin-pad{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.pin-key{padding:18px;border:1.5px solid var(--border);border-radius:12px;background:var(--bg-card);font-size:1.2rem;font-weight:600;cursor:pointer;text-align:center;transition:var(--transition);color:var(--text)}
.pin-key:hover{border-color:var(--primary);background:var(--primary-bg);color:var(--primary)}
.pin-key:active{transform:scale(.95)}
.pin-key.danger{color:var(--danger)}

/* ── Bank Card Visual ── */
.bank-card{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:16px;padding:24px;color:#fff;position:relative;overflow:hidden;aspect-ratio:1.586/1}
.bank-card::before{content:'';position:absolute;top:-30%;right:-10%;width:200px;height:200px;background:rgba(255,255,255,.08);border-radius:50%}
.bank-card .card-chip{width:36px;height:28px;background:var(--accent);border-radius:6px;margin-bottom:20px}
.bank-card .card-num{font-size:.9rem;letter-spacing:.2em;margin-bottom:20px;opacity:.9}
.bank-card .card-bottom{display:flex;justify-content:space-between;align-items:flex-end}
.bank-card .card-holder-name{font-size:.8rem;font-weight:600;text-transform:uppercase}
.bank-card .card-expiry{font-size:.72rem;opacity:.7}
.bank-card .card-brand{font-size:1.2rem;font-weight:800;font-style:italic;opacity:.9}

/* ── Chart Container ── */
.chart-container{position:relative;height:220px;width:100%}
.chart-bar-wrapper{display:flex;align-items:flex-end;gap:6px;height:180px;padding-bottom:24px;position:relative}
.chart-bar-group{flex:1;display:flex;flex-direction:column;align-items:center;gap:4px}
.chart-bar{width:100%;border-radius:6px 6px 0 0;transition:height .5s ease;min-height:4px;cursor:pointer;position:relative}
.chart-bar:hover::after{content:attr(data-value);position:absolute;top:-28px;left:50%;transform:translateX(-50%);background:var(--dark);color:#fff;padding:3px 8px;border-radius:4px;font-size:.72rem;white-space:nowrap}
.chart-bar.income{background:linear-gradient(180deg,var(--success),#4ade80)}
.chart-bar.expense{background:linear-gradient(180deg,var(--danger),#f87171)}
.chart-bar.primary{background:linear-gradient(180deg,var(--primary),var(--primary-light))}
.chart-label{font-size:.68rem;color:var(--text-muted);text-align:center;white-space:nowrap}

/* ── Empty State ── */
.empty-state{text-align:center;padding:48px 24px;color:var(--text-muted)}
.empty-icon{width:72px;height:72px;border-radius:50%;background:var(--bg);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;color:var(--text-light)}
.empty-icon svg{width:32px;height:32px}
.empty-title{font-size:1rem;font-weight:600;color:var(--text);margin-bottom:6px}

/* ── Page Header ── */
.page-header{margin-bottom:24px}
.page-header h1{font-size:1.4rem;font-weight:700;color:var(--text)}
.page-header p{font-size:.85rem;color:var(--text-muted);margin-top:4px}
.breadcrumb{display:flex;align-items:center;gap:6px;font-size:.78rem;color:var(--text-muted);margin-bottom:8px}
.breadcrumb a{color:var(--text-muted)}
.breadcrumb a:hover{color:var(--primary)}
.breadcrumb .sep{opacity:.4}

/* ── Grid Helpers ── */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.grid-auto{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px}

/* ── Utility ── */
.flex{display:flex}.flex-center{display:flex;align-items:center;justify-content:center}
.flex-between{display:flex;align-items:center;justify-content:space-between}
.flex-col{display:flex;flex-direction:column}
.gap-4{gap:4px}.gap-8{gap:8px}.gap-12{gap:12px}.gap-16{gap:16px}.gap-24{gap:24px}
.mt-4{margin-top:4px}.mt-8{margin-top:8px}.mt-12{margin-top:12px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}
.mb-4{margin-bottom:4px}.mb-8{margin-bottom:8px}.mb-12{margin-bottom:12px}.mb-16{margin-bottom:16px}.mb-24{margin-bottom:24px}
.p-0{padding:0}.text-center{text-align:center}.text-right{text-align:right}
.text-primary{color:var(--primary)}.text-success{color:var(--success)}.text-danger{color:var(--danger)}
.text-muted{color:var(--text-muted)}.text-sm{font-size:.8rem}.text-xs{font-size:.72rem}
.fw-600{font-weight:600}.fw-700{font-weight:700}
.w-full{width:100%}.hidden{display:none!important}
.rounded-full{border-radius:50%}
.divider{height:1px;background:var(--border);margin:20px 0}
.avatar{border-radius:50%;object-fit:cover}
.avatar-sm{width:32px;height:32px}
.avatar-md{width:44px;height:44px}
.avatar-lg{width:60px;height:60px}
.avatar-xl{width:80px;height:80px}
.avatar-placeholder{background:var(--primary-bg);color:var(--primary);display:flex;align-items:center;justify-content:center;font-weight:700;border-radius:50%}

/* ── Overlay Sidebar (mobile) ── */
.sidebar-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:999}
.sidebar-overlay.active{display:block}

/* ── Toast ── */
.toast-container{position:fixed;top:20px;right:20px;z-index:9999;display:flex;flex-direction:column;gap:10px}
.toast{background:var(--bg-card);border-radius:10px;padding:14px 16px;box-shadow:var(--shadow-md);border-left:4px solid;display:flex;align-items:flex-start;gap:10px;min-width:280px;max-width:360px;animation:toastIn .3s ease;font-size:.875rem}
.toast.success{border-color:var(--success);color:#15803d}
.toast.error{border-color:var(--danger);color:#b91c1c}
.toast.info{border-color:var(--info);color:#1d4ed8}
.toast.warning{border-color:var(--warning);color:#92400e}
.toast-title{font-weight:700;margin-bottom:2px;color:var(--text)}
.toast-msg{color:var(--text-muted);font-size:.8rem}
.toast-close{margin-left:auto;cursor:pointer;opacity:.5;padding:2px}
@keyframes toastIn{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:translateX(0)}}

/* ── Auth Pages ── */
.auth-page{min-height:100vh;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 50%,var(--primary-light) 100%);padding:20px;position:relative;overflow:hidden}
.auth-page::before{content:'';position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:rgba(255,255,255,.04);border-radius:50%}
.auth-page::after{content:'';position:absolute;bottom:-80px;left:-80px;width:300px;height:300px;background:rgba(255,255,255,.03);border-radius:50%}
.auth-box{background:var(--bg-card);border-radius:var(--radius-lg);padding:clamp(24px,5vw,48px);width:100%;max-width:480px;position:relative;z-index:1;box-shadow:var(--shadow-lg)}
.auth-logo{text-align:center;margin-bottom:32px}
.auth-logo .logo-icon{width:56px;height:56px;background:linear-gradient(135deg,var(--primary-light),var(--primary));border-radius:14px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}
.auth-logo .logo-icon svg{width:28px;height:28px;color:#fff}
.auth-logo h1{font-size:1.5rem;font-weight:800;color:var(--text)}
.auth-logo p{font-size:.85rem;color:var(--text-muted);margin-top:4px}
.auth-title{font-size:1.3rem;font-weight:700;color:var(--text);margin-bottom:6px}
.auth-sub{font-size:.85rem;color:var(--text-muted);margin-bottom:28px}
.auth-footer{text-align:center;margin-top:24px;font-size:.85rem;color:var(--text-muted)}
.auth-footer a{color:var(--primary);font-weight:600}
.auth-divider{display:flex;align-items:center;gap:12px;margin:20px 0;color:var(--text-muted);font-size:.8rem}
.auth-divider::before,.auth-divider::after{content:'';flex:1;height:1px;background:var(--border)}

/* ── Loan & Investment Cards ── */
.loan-card,.inv-card{border-radius:var(--radius);border:1.5px solid var(--border);padding:20px;transition:var(--transition)}
.loan-card:hover,.inv-card:hover{border-color:var(--primary);box-shadow:var(--shadow)}

/* ── Savings Pocket ── */
.pocket-card{border-radius:var(--radius);border:1.5px solid var(--border);padding:20px;transition:var(--transition)}
.pocket-card:hover{border-color:var(--primary);transform:translateY(-2px);box-shadow:var(--shadow)}
.pocket-emoji{font-size:2rem;margin-bottom:8px}

/* ── Support ── */
.ticket-badge{display:inline-flex;padding:2px 8px;border-radius:4px;font-size:.68rem;font-weight:700;text-transform:uppercase}

/* ── Admin Specific ── */
.admin-sidebar{background:#111827}
.admin-sidebar .sidebar-brand .brand-icon{background:linear-gradient(135deg,#f59e0b,#d97706)}
.admin-badge{background:#ef4444;color:#fff;font-size:.6rem;padding:1px 5px;border-radius:4px;font-weight:700;margin-left:4px}

/* ── Responsive ── */
@media(max-width:1024px){
  :root{--sidebar-w:240px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:768px){
  :root{--sidebar-w:280px}
  .sidebar{transform:translateX(-100%)}
  .sidebar.open{transform:translateX(0)}
  .main-content{margin-left:0}
  .hamburger{display:flex}
  .page-content{padding:16px}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-2{grid-template-columns:1fr}
  .quick-actions{gap:8px}
  .quick-btn{min-width:70px;padding:12px 8px}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .card{padding:16px}
  .top-header{padding:0 16px}
}
@media(max-width:480px){
  .stats-grid{grid-template-columns:1fr}
  .grid-3,.grid-4{grid-template-columns:1fr}
  .modal{max-height:96vh}
  .auth-box{padding:20px}
  .quick-actions{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
  .quick-btn{min-width:unset;padding:12px 4px}
  .quick-btn .qb-label{font-size:.65rem}
}

/* ── Scrollbar ── */
::-webkit-scrollbar{width:6px;height:6px}
::-webkit-scrollbar-track{background:transparent}
::-webkit-scrollbar-thumb{background:var(--border-dark);border-radius:3px}
::-webkit-scrollbar-thumb:hover{background:var(--text-light)}

/* ── Print ── */
@media print{
  .sidebar,.top-header,.no-print{display:none!important}
  .main-content{margin-left:0}
  body{background:#fff}
}

/* ── Animations ── */
.fade-in{animation:fadeIn .3s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}
.spin{animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.pulse{animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.5}}

/* ── Number animation ── */
.count-up{transition:all .5s ease}